Detection Services - Take Control
Activate your credit monitoring service* today and you'll be automatically alerted if someone opens accounts in your name or other signs of fraud appear.
Your membership provides you with credit monitoring. Because your credit rating can influence so many parts of your life, it's important that we help you monitor your files. You can receive weekly Activity Alerts that help you stay informed about any changes to your credit report. If no change occurs, you will receive a monthly All Clear Notification. You who prefer may choose to receive activity alerts monthly by mail and receive the all Clear Notifications quarterly.
The daily e-mail alerts are designed to keep you updated on critical changes that may arise in your personal credit report, including:
- Fraudulent activity
- New inquiries
- New accounts opened in your name
- Late payments
- Address changes
- Public Records
- Potentially negative information
Because it's important that you understand the credit rating system, we also offer these credit-related resources, at no extra cost to you:
- Triple Bureau Credit Report - Get unlimited access to your credit report from all three national credit bureaus in one consolidated report. Because the three bureaus do not share data, experts say it's important to check all three at once.
- Triple Bureau Credit Score - Get unlimited access to your credit score to help in planning financing decisions.
- Credit Score Simulator - Use this tool to help understand how improving your credit score can save you money.
- Credit Report Customer Service - Call the helpline for answers to any credit-related questions you may have, including questions about recent credit reports and more.
What to look for and how to read your reports:
- Make sure all three credit bureaus are reporting your correct name, address, and employer. Look for incorrect addresses; this may be a sign that an identity thief has redirected your mail to a false address.
- Triple Bureau Credit Scores - Get unlimited access to all three credit scores to help in planning financial decisions.
- Is the account opened or closed? What's your monthly payment and total balance? Have you ever had any late payments? Watch out for accounts that are not familiar; these could be accounts that were opened fraudulently in your name.
To receive your credit report and start the monitoring service, sign up today!
*Credit services are provided by TransUnion Interactive, Inc.